There were nearly 1.4 billion payments made by card in June, an increase of 12% over the last year, according to new figures.
UK Finance said the figure for June, the latest available, represents the highest annual rate of growth since June 2008.
Contactless payments were 34% of all card transactions and online payments accounted for 13%.
Richard Koch, head of cards at UK Finance, said: “Contactless payments accounted for a third of transactions in June, with consumers continuing to use their cards for lower value purchases.
“While spending recorded a relatively modest monthly growth, the number of transactions rose at a faster rate, with some 46 million card purchases made every day.”
Total card spending reached £57.1bn in June, which was up by 0.3% on May and 7% on June last year.
A large portion of this was retail sector spending, which rose by £19m in June to reach £26.1bn. The largest increase was on food and drink, which passed £10bn in June.
Card payments in the service sector rose by £138m to £31bn.
The average transaction value on card payments fell by 16p to £41.36 in June, the lowest level since June 2000. This compares to £43.53 a year ago and £50.55 at its peak in June 2011.
UK Finance was launched in July, bringing together activities previously carried our by several bodies including the UK Cards Association.
Source: SKY News Feed